90th Anniversary Social Media Contest
To celebrate our 90th Anniversary, we're hosting a new social media contest on Facebook each month! Click for more details.
Enhancing our members’ financial position through education, quality service, and value-minded products
We are an organization driven by the conviction that people should always plan for their financial futures and that doing so will improve the quality of their lives. It is only through personal relationships that we will be able to provide them with the education necessary to successfully navigate the challenges and decisions linked to their financial success. Reflective of our heritage and our appreciation for the social impact that education has on our society, we will continue to serve members of the educational community as our primary point of emphasis. The hallmark of our relationships with our members will be our understanding of their needs and how we serve them. We will be respectful of their lifestyle needs in making ourselves and our services accessible.
Home Improvement Loan
$1,000 – $15,000 / Up to 84 months
$1,000 – $15,000 / Up to 84 months
/ As low as /
9.49%
APR
Quality service and great value
Whether you are looking to save for the future, manage your everyday expenses, or obtain a loan, Education First Credit Union has the products and expertise to help you succeed.
Savings Accounts
Whether you are looking to save short term or long term, we are sure to have a product that is just right for your needs.
Checking Accounts
We offer several different checking account choices based on your account activity level and your average balance.
Loans
Our competitive rates on personal, business and home loans help provide you with the financing you need.
News & Updates
2026 Scholarship Application is Available!
Apply today and invest in your future!
It's Our 90th Anniversary!
Education First Credit Union is celebrating 90 Years of Serving Members!
Meet Education First's New Mascot!
Meet Max Cents!
Smart Money Financial Blog
How to Build Your Emergency Fund
A broken-down car, an unexpected medical bill, a broken appliance, or even a damaged cell phone. No matter how large or small, these unplanned expenses can feel like they happen at the worst times. With an emergency fund, you can protect yourself and your loved ones from losing everything to a financial emergency. By setting aside money for unplanned expenses, you can recover more quickly and get back on track toward your financial goals.
Make it a Budget-Friendly Spring Break
After all of this cold weather, people are ready to travel to some warmer temperatures. The kids have spring break coming up, so it's the perfect time to plan a family vacation. Before you start planning your spring break trips, check out a few budget-friendly tips.
Buying a Home for Beginners
Buying a home is a huge piece of the American dream, but there’s a lot that goes into the mortgage process. Between all of the jargon and complex processes you’re expected to know, it can be extremely overwhelming. At Education First Credit Union, we’re here to help you make sense of it all!
How to Practice Mindful Spending in 2026
Creating a budget and deciding to stick to it is easy; carrying through on your plan is the hard part. Mindless spending can be the undoing of the most carefully crafted budget. Follow these tips to learn how to spend mindfully.